SA First Home Buyer Stamp Duty
Calculate stamp duty concessions and exemptions for first home buyers in South Australia. Updated for 2025-26.
SA First Home Buyer Eligibility
You (or your partner) must not have previously owned residential property in Australia.
Residency: Must occupy as PPR
The property must be used as your principal place of residence.
FHB stamp duty concession applies to new homes and vacant land only — not established homes.
SA FHB Concession Thresholds
Homes — Full Exemption
No cap
Vacant Land — Full Exemption
No cap
How Much Could You Save as a First Home Buyer?
Compare standard duty vs. first home buyer duty at common SA price points.
| Price | Standard Duty | FHB Duty | Saving |
|---|---|---|---|
| $400K | $16,330 | $16,330 | — |
| $500K | $21,330 | $21,330 | — |
| $600K | $26,830 | $26,830 | — |
| $750K | $35,080 | $35,080 | — |
| $1M | $48,830 | $48,830 | — |
SA First Home Owner Grant (FHOG)
Grant Amount
$15,000
Eligibility
New homes only
Value cap: $∞
The FHOG is a one-off payment from the South Australia government to help first home buyers with the cost of purchasing a new home. It is separate from stamp duty concessions and can be claimed in addition to any duty exemption or reduction.
SA First Home Buyer FAQ
Do first home buyers pay stamp duty in SA?
First home buyers in SA can receive a full stamp duty exemption on properties up to $∞. Above this threshold, standard rates apply.
What is the SA First Home Owner Grant?
The SA FHOG is a $15,000 grant for eligible first home buyers purchasing new homes valued up to $∞. It is paid in addition to any stamp duty concession.
Can I get a stamp duty exemption on vacant land as a first home buyer in SA?
Yes. First home buyers in SA can receive a full exemption on vacant land valued up to $∞.
What are the eligibility requirements for SA first home buyer concessions?
Key requirements include: you must not have previously owned property in Australia, the property must be your principal place of residence, and you must be an Australian citizen or permanent resident.
More SA Stamp Duty Pages
SA Calculator
View full calculator →SA Foreign Buyer
View surcharge rates →Compare All States
Compare duty side by side →First Home Buyer Guide
Read the full guide →