ACT Stamp Duty Calculator
Calculate conveyance duty in the Australian Capital Territory. Includes separate owner-occupier rates and the expanded Home Buyer Concession Scheme.
ACT Quick Facts
Official Term
Conveyance duty
Payment Timing
Within 14 days of title registration (post-settlement)
FHB Threshold
No value or income cap
Foreign Surcharge
None (land tax surcharge instead)
Key Rule
Separate OO and investor rate schedules
Current ACT Conveyance duty Rates
The ACT has completely separate rate schedules for owner-occupiers and non-owner-occupiers (investors). Owner-occupier rates start at just $0.28 per $100 (up to $260,000) while investor rates start at $1.20 per $100 (up to $200,000). Both schedules converge to a flat 4.54% on the entire value for properties above $1,455,000.
Standard / Investor Rates
| Value Range | Base Duty | Rate |
|---|---|---|
| $0 – $200,000 | $0 | $1.20 per $100 |
| $200,001 – $300,000 | $2,400 | $2.20 per $100 |
| $300,001 – $500,000 | $4,600 | $3.40 per $100 |
| $500,001 – $750,000 | $11,400 | $4.32 per $100 |
| $750,001 – $1,000,000 | $22,200 | $5.90 per $100 |
| $1,000,001 – $1,455,000 | $36,950 | $6.40 per $100 |
| $1,455,001+ | $0 | 4.54% of entire value |
Owner-Occupier Rates
| Value Range | Base Duty | Rate |
|---|---|---|
| $0 – $260,000 | $0 | $0.28 per $100 |
| $260,001 – $300,000 | $728 | $2.20 per $100 |
| $300,001 – $500,000 | $1,608 | $3.40 per $100 |
| $500,001 – $750,000 | $8,408 | $4.32 per $100 |
| $750,001 – $1,000,000 | $19,208 | $5.90 per $100 |
| $1,000,001 – $1,455,000 | $33,958 | $6.40 per $100 |
| $1,455,001+ | $0 | 4.54% of entire value |
Source: https://www.revenue.act.gov.au/duties/conveyance-duty. Effective from 2026-07-01.
First Home Buyer Rules in Australian Capital Territory
The ACT offers the Home Buyer Concession Scheme (HBCS) instead of a traditional FHB exemption. From 1 July 2026, the income and property-value tests were removed and eligible buyers receive a full conveyance-duty exemption. The ACT abolished the FHOG in July 2019.
Homes — Full Exemption
No cap
Foreign Buyer Surcharge in Australian Capital Territory
The ACT does not impose a stamp duty surcharge on foreign buyers. Instead, foreign owners pay an annual land tax surcharge of 0.75%. This means there is no additional upfront cost for foreign buyers at the point of purchase.
ACT does not impose a stamp duty surcharge on foreign buyers. Instead, foreign owners pay an annual land tax surcharge of 0.75%.
Special Rules for Australian Capital Territory
Separate rate schedules for owner-occupiers and investors — OO rates are significantly lower.
Above $1,455,000: flat 4.54% on the entire value (not marginal) for both schedules.
HBCS income and property-value tests were removed from 1 July 2026.
The property-value cap for the eligible off-the-plan unit exemption was also removed from 1 July 2026.
FHOG abolished 1 July 2019 — replaced by the more generous HBCS.
No stamp duty foreign surcharge (uses 0.75% annual land tax surcharge instead).
Duty payable within 14 days of title registration, after settlement — unique in Australia.
ACT Stamp Duty FAQ
How much is stamp duty in the ACT?
ACT duty depends on whether you're an owner-occupier or investor. Owner-occupier rates start from $0.28 per $100 and are significantly lower. On a $750,000 property, an owner-occupier pays about $19,208, while an investor pays about $22,200.
What is the ACT Home Buyer Concession Scheme (HBCS)?
From 1 July 2026, eligible buyers under the HBCS receive a full conveyance-duty exemption without an income test or property-value cap. Occupancy and prior-ownership conditions still apply.
Is there a FHOG in the ACT?
No. The ACT abolished the First Home Owner Grant on 1 July 2019 and replaced it with the Home Buyer Concession Scheme (HBCS), which provides much larger stamp duty savings for qualifying buyers.
Is there a foreign buyer surcharge in the ACT?
No. The ACT does not charge a stamp duty surcharge on foreign buyers. Instead, foreign property owners pay an annual land tax surcharge of 0.75%.
Why are ACT rates different for owner-occupiers?
The ACT has been gradually reforming stamp duty as part of a long-term shift toward land tax. Owner-occupier rates have been reduced more significantly, meaning there is a meaningful saving for buyers who intend to live in the property.
When do you pay stamp duty in the ACT?
Unlike other states, ACT conveyance duty is payable within 14 days of title registration at the Land Titles Office, which occurs after settlement. This is unique in Australia.