ACT First Home Buyer Stamp Duty
Calculate stamp duty concessions and exemptions for first home buyers in Australian Capital Territory. Updated for 2025-26.
ACT First Home Buyer Eligibility
You (or your partner) must not have previously owned residential property in Australia.
Residency: At least one buyer must occupy as PPR for 1 year
The property must be used as your principal place of residence.
Income test applies — your household income must be below the threshold.
ACT FHB Concession Thresholds
Homes — Full Exemption
$1,020,000
Concession ceiling: $1,020,000
How Much Could You Save as a First Home Buyer?
Compare standard duty vs. first home buyer duty at common ACT price points.
| Price | Standard Duty | FHB Duty | Saving |
|---|---|---|---|
| $400K | $5,008 | $5,008 | — |
| $500K | $8,408 | $8,408 | — |
| $600K | $12,728 | $12,728 | — |
| $750K | $19,208 | $19,208 | — |
| $1M | $33,958 | $33,958 | — |
ACT First Home Buyer FAQ
Do first home buyers pay stamp duty in ACT?
First home buyers in ACT can receive a full stamp duty exemption on properties up to $1,020,000. Above this threshold, standard rates apply.
What is the ACT First Home Owner Grant?
ACT currently does not offer a First Home Owner Grant, though stamp duty concessions may still apply.
Can I get a stamp duty exemption on vacant land as a first home buyer in ACT?
Check Australian Capital Territory Revenue for current vacant land concession details for first home buyers.
What are the eligibility requirements for ACT first home buyer concessions?
Key requirements include: you must not have previously owned property in Australia, the property must be your principal place of residence, and you must be an Australian citizen or permanent resident. Income testing also applies in ACT.
More ACT Stamp Duty Pages
ACT Calculator
View full calculator →Compare All States
Compare duty side by side →First Home Buyer Guide
Read the full guide →