QLD Stamp Duty Calculator
Calculate transfer duty in Queensland for owner-occupiers, investors, first home buyers, and foreign purchasers. Includes home concession rates and FHB exemptions.
QLD Quick Facts
Official Term
Transfer duty
Payment Timing
Within 30 days of settlement
FHB Threshold
No cap (new homes from May 2025)
Foreign Surcharge
8%
Key Rule
Home concession rates for OO
Current QLD Transfer duty Rates
Queensland has two rate schedules. Standard rates use 5 brackets from $0 (first $5,000) to $5.75 per $100 (above $1M). Owner-occupiers intending to live in the property get home concession rates, which start at $1.00 per $100 and are significantly cheaper up to $540,000.
Standard / Investor Rates
| Value Range | Base Duty | Rate |
|---|---|---|
| $0 – $5,000 | $0 | $0.00 per $100 |
| $5,001 – $75,000 | $0 | $1.50 per $100 |
| $75,001 – $540,000 | $1,050 | $3.50 per $100 |
| $540,001 – $1,000,000 | $17,325 | $4.50 per $100 |
| $1,000,001+ | $38,025 | $5.75 per $100 |
Owner-Occupier Rates
| Value Range | Base Duty | Rate |
|---|---|---|
| $0 – $350,000 | $0 | $1.00 per $100 |
| $350,001 – $540,000 | $3,500 | $3.50 per $100 |
| $540,001 – $1,000,000 | $10,150 | $4.50 per $100 |
| $1,000,001+ | $30,850 | $5.75 per $100 |
Source: https://www.qro.qld.gov.au/duties/transfer-duty. Effective from 2024-06-09.
First Home Buyer Rules in Queensland
Queensland FHB rules changed significantly from 1 May 2025. New homes now receive a full stamp duty exemption with no value cap. Established homes use a stepped concession table that phases out between $700,000 and $800,000. The $30,000 FHOG for new homes (valued up to $750K) is available until 30 June 2026, after which it drops to $15,000.
Homes — Full Exemption
$700,000
Concession ceiling: $800,000
First Home Owner Grant
$30,000
New homes only • Until 2026-06-30
Foreign Buyer Surcharge in Queensland
Foreign buyers in Queensland pay an 8% surcharge on the dutiable value of residential property. New Zealand citizens on SCV 444 visas are exempt from the surcharge.
Surcharge Rate
8%
Applies To
residential
Calculated On
Full dutiable value
Special Rules for Queensland
Home concession rates are available to all owner-occupiers (not just FHBs) who intend to live in the property within 1 year.
FHB new home full exemption with no value cap commenced 1 May 2025.
FHOG of $30,000 extended to 30 June 2026, then reverts to $15,000.
NZ citizens on SCV 444 visas are exempt from the foreign buyer surcharge.
Stamp Duty at Popular Prices in QLD
See how much duty you would pay at common Queensland property prices.
QLD Stamp Duty FAQ
How much is stamp duty in QLD?
Queensland stamp duty depends on whether you're an owner-occupier or investor. Owner-occupiers get home concession rates starting at $1.00 per $100. On a $750,000 home, an owner-occupier pays around $15,925 compared to about $22,575 for an investor.
Do first home buyers pay stamp duty in QLD?
From 1 May 2025, first home buyers purchasing a new home in Queensland pay zero stamp duty regardless of the property value. For established homes, a stepped concession applies up to $800,000.
What is the QLD home concession?
The home concession is a reduced rate schedule available to all owner-occupiers in Queensland (not just first home buyers). You must intend to move into the property as your principal place of residence within 1 year.
How much is the QLD First Home Owner Grant?
The Queensland FHOG is $30,000 for new homes valued up to $750,000. This increased grant applies until 30 June 2026. After that date, it is expected to revert to $15,000.
What is the QLD foreign buyer surcharge?
Foreign buyers pay an 8% additional surcharge on residential property in Queensland. New Zealand citizens holding a Special Category Visa (subclass 444) are exempt.